Business Coverage

Your Trusted Partner for Specialized Insurance Solutions in Miami, Florida

At SIP Insurance, we provide customized insurance solutions designed to protect businesses across a wide range of industries. Based in Miami, Florida, our team is equipped to handle the insurance needs of any business. However, we pride ourselves on our deep expertise and proven track record in the following key industries:

As commercial coverage specialists, we have a proven track record of delivering custom-tailored risk management solutions using the industry's best carriers.


Here’s are some of the most common coverages we’ll be reviewing when we first meet to analyze your company’s insurance program:

  • General Liability
  • Workers Compensation / USL&H
  • Commercial Auto Fleet
  • Property
  • Cyber Liability
  • Employment Practices Liability
  • Professional / Errors & Omissions
  • Umbrella / Excess
  • Employee Dishonesty / Crime
  • Directors & Officers


Depending on your company’s operations and international footprint, we’ll explore some of the following specialty coverages:

  • USL&H / Longshore
  • Ocean Cargo
  • Maritime Employers Liability
  • Stock Throughput
  • Foreign Liability Package
  • Business Travel Accident

  • Medical Centers & Healthcare Providers

    Our expertise extends to outpatient facilities, cosmetic surgical centers, clinics, rehabs, doctor/surgeon groups, and life sciences. We help healthcare providers and medical businesses mitigate risks and protect their patients, staff, and assets with specialized insurance policies.

  • Transportation and Fleets


  • Marine & Maritime

    With extensive experience in marine and maritime insurance, SIP Insurance has successfully supported cruise ship and commercial vessel contractors, boatyards, marinas, yacht clubs, and marine suppliers. We understand the unique risks these businesses face and offer tailored insurance plans to protect their assets and operations.

  • Social Services & Non-Profits Insurance

    We specialize in providing comprehensive insurance coverage for elder care facilities, assisted living centers, schools, and 501(c)(3) organizations. Our expertise in the non-profit and social services sectors ensures that your organization receives the protection it needs to focus on its mission.

  • Manufacturing & Distribution Insurance

    From food production to consumer goods, building materials, heavy-duty parts, and pharmaceuticals, SIP Insurance delivers tailored insurance solutions to safeguard your manufacturing and distribution operations. We understand the risks associated with these industries and provide coverage that ensures business continuity.

  • Professional Services Insurance

    SIP Insurance understands the unique insurance needs of law and accounting firms, architects, engineers, advertising agencies, and consulting firms. Our tailored policies ensure that your professional services business is covered against potential liabilities and risks.

  • Real Estate Development & Construction Insurance

    We offer comprehensive insurance solutions for residential and commercial developers, general and artisan contractors, multifamily/office buildings, and real estate portfolios. SIP Insurance helps developers and contractors navigate the complexities of the real estate and construction industries.

  • Hospitality Insurance

    From restaurant groups and hotels to resorts, golf courses, event venues, and catering operations, SIP Insurance offers comprehensive insurance coverage designed to protect your hospitality business from unexpected challenges and liabilities.